Somewhere, some how one of us must have been very good

because this last week was tremendous on the bill front. You already know that we paid off the three stooges last Wednesday, of course I got a bill showing we still owe them the entire balance today, but I will say they crossed in the mail, although I did pay them personally last week. They aren’t getting another payment that is for certain. I have my receipt.

That was good news, but things had got even better the day before financially. I am going to remind some of you that have been here the whole path with me and tell the new ones of our Social security adventures.
In Feb 2016 dh decided to start his ss checks at age 62 for a couple of reasons. 1) our broker pointed out to us it would take 15 years to make up the difference in the smidgeon extra we got by waiting until 65, 67 or later. 2) the biggie, we were unemployed and barely squeaking by.
In August 2016 dh found work and notified ss immediately. They kept sending him checks until he maxed out on what he could legally make per year and then he had to start giving it back. We ended up giving the full amount back he had drawn.

At that time I quizzed the ss representative about how this would affect his (and my—since I draw off of his) ss checks ($1300 badcredit payday loans). We were told that once dh went back on it for a full year we would get a one time settlement check for a percentage of the difference and that his income would be adjusted accordingly.
In January 2017 he went back on ss because he no longer had to pay back any earned income due to his age. But we do have to pay ss taxes on his income and regular taxes on our ss checks + The representative then told us he had never heard of such an adjustment the first representative had told us about. A year came and went and no adjustment. Until Tuesday!

Out of the blue a letter came from ss telling dh he would be receiving a check for the difference of what he should have been paid from January last year through April of this year by June 5. Even better his monthly check was going up over $400 per month.
In that same mail delivery I received a notification from ss that they had been taking part B insurance out of my ss check that I had told them NOT to do because we have supplemental through dh’s work. I would be getting a decent check for that 4 month period I was charged, also around June 5. Plus…my monthly check is going up over $100 a month due to the insurance not being taken out. Between the two we are getting a nearly $600 pay raise per month on our ss—so far…more on this in a minute.
I decided to check the checking account to make certain the dollar amounts listed weren’t replacing our regular ss checks and lo and behold the money was already there, all of it. All 4 checks that we were due!
Party Time!—There is more. Friday’s paycheck had a good chunk of overtime dh and I had both forgot he worked the day before we left for WDW so that was really sweet to see.
But wait there is more… My royalty check was bigger than it has been for about 6 months. Not huge, but bigger.

All this “surplus” is going in full on our first mortgage. With it and the ss pay raise it looks like by the end of July the first mortgage will be paid off and the second will be paid off by the end of the year. IF we can keep Murphy away.

But of course he does rear his ugly head. He actually did do so while we were celebrating our bonus cash. Remember all the rain OK and TX has been having? Well somewhere between here and the Gulf of Mexico is my ¼ mile long driveway. It has washed out horribly.
Last time we paid someone to redo it for us and it was $5,000 + emergency 24 hour loans. Dh and ds both can run tractors with a blade on them, but our tractor is down (probably permanently) and we don’t have a blade. So dh is checking into renting one and having a load of gravel delivered. We’re hoping to keep the cost down as much as possible so we can hit that December 31 goal of being debt free entirely by the end of the year.

Now about that so far….technically my ss check is based on a % of dh’s based on the year he started to draw. Therefore, technically I should be getting a slightly higher percentage since we waited four years to start it back up. If they adjust that, as I have been told they will do then I should be getting a pay hike from that, plus a check for the difference for the last year that I was “short changed” Knowing the Federal Government if it happens it won’t happen for awhile. But hey there is always hope.

As part of the continuing saga…we’re still here in CA

The house didn’t close like it was supposed to the end of May. We moved out of our house on June 3 (did I mention it’s still empty, don’t get me started–and no surprise, he kept our deposit) and in to a friend’s home because we were “going to close” on or around June 5.
Yeah, that didn’t happen, and one week will turn into 5. We are very grateful that she has let us stay here this long. (and I mentioned the truck blew a head gasket, right?)
So because of that, come hell or highwater, we are leaving for Texas July 6 or 7, with or without a house to move to. We DO have a plan, LOL, ironically, it’s our original one with slight modifications.
If the new closing docs (set to arrive here Tuesday AM) come back with no additional cost to us we will proceed with the close. If there is additional cost, I’ve already told them we are not going to proceed and I expect my earnest money and previously transmitted closing money back immediately. That will give us enough money to rent someplace cheap in the DFW area, or just hang on to it for the next home purchase (which might be an RV, who knows!)
Oh yeah, and we decided since the move was not imminent to use moving money to get the truck fixed.

Since we paid off the first mortgage on Friday

still pinging off the walls about that one, it meant that the July Escrow money for taxes and insurance at the end of the year wouldn’t be paid. So today I had dh go to HR and authorize a split on his paychecks where the amount we need for escrow will automatically go into the savings account we have set up for it every pay day. That way we won’t forget to do it while he is still working.
Once he retires I’ll have an auto transfer set up with the bank. Sure don’t want to find myself without that sinking fund at the end of the year.
We worked all weekend getting the old fifth wheel ready to turn in on the new one. The more we cleaned on it the more we were certain we are doing the right thing. We found nothing new major wrong with it, but it is going to need more repairs than we originally thought.

Especially after dh found the mummified copperhead in the belly of it yesterday.

You mentioned your pressure cooker

We haul our griddler, electric skillet, crockpot, looking into getting an electric tea kettle too. Because most campsites, including tent ones have electric included as part of their fee. So we use their electricity to cook with rather than our propane or charcoal. And wood is scare or expensive at a lot of campgrounds. Don’t forget a heavy duty extension cord or two. My favorite has a v shaped head eith 3 or 4 outlets on it.